I was very fortunate to have generous and supportive parents and did not have debt when I graduated (both times). I took out a small loan for graduate school through the Delta Gamma Foundation and incredibly it was a interest-free loan. Though it was small, I began paying it off while jobless and/or working part-time. And yesterday, I stuck my last payment in the mail! I am lucky in my parent’s generosity as well as the offering from the best fraternity I could have ever joined.